The First Insurance Company People Actually Like
HappyBridges created the "Hardship Gap Policy" to cover monthly payments on houses, autos, boats, and health insurance. Starting at $19 per month, save your assets from lenders during short term hardships
Protect Your Assets. Get Coverage.
Chose the Hardships you wish to cover. Decide how long you want your monthly bills to be paid. Tell us how much they cost. Instantly get your price. No sign up required.
Step 1: What Do I Want To Cover?
Mortgage Payments
Rent
Health Insurance
Auto Loan/Lease
SELECT ALL FINANCIAL PRODUCTS
Get comprehensive coverage for all your financial obligations.
My Total Monthly Coverage is Select options above
Step 2: What Hardships Do I Want Coverage For?
Unemployment
Coverage for job loss due to layoffs or company closure.
Death of a Spouse
Financial protection during the most difficult times.
Divorce
Support during relationship transitions and legal proceedings.
Short Term Disability
Coverage when you're temporarily unable to work due to illness or injury.
SELECT ALL 4 HARDSHIPS
Get comprehensive coverage for all potential hardships.
Pricing and Terms
Coverage Options
Select your coverage duration to protect your assets during hardships.
Enter coverage amount
Choose your coverage period:
What Our Clients Say
Don't just take our word for it. Here's what our clients have to say about HappyBridges.
"HappyBridges saved our home from foreclosure after a job loss. Our lender would not offer us any loss mitigation, loan modifications, deferments, or help to get back on track. Our HappyBridges policy quickly paid the lender and saved our family from being homeless while allowing me to focus on what was important, getting a new job."
Sarah Johnson
Policy Owner, Georgia
"The platform is intuitive and powerful. We've seen a many postivites being a partner of HappyBridges along side our servicing platform. Our borrowers are happier, our staff can focus on delivering a great customer experience without delivering bad news, and our investors are seeing more positive and consistent cash flows."
Michael Chen
CEO, Major Servicer
"Our family was able to keep our doctors and our insurance for our young children after a mass layoff through HappyBridges COBRAGap Program. I am very thankful that our previous HR department signed up all our employees for the most obvious and simple solution to the largest problem in the USA today."
Emily Rodriguez
Policy Owner, New York
Get in Touch
Have questions about our platform? Ready to get started? Our team is here to help.